Payment Policy
Effective Date: 21 September 2026
At Chawla Emporium, we aim to make your shopping experience simple, secure, and convenient. This Payment Policy explains the payment methods we accept and how payments are processed when you place an order with us.
Accepted Payment Methods
We accept the following payment methods:
Visa
Mastercard
American Express
Discover
JCB
Diners Club
- Other payment methods available at checkout
Payment options available at checkout may vary depending on your location, card issuer, and payment provider.
Payment Processing
When you place an order with Chawla Emporium, your payment information is processed securely through our trusted payment service providers.
We do not store your complete card number, security code, or other sensitive payment information on our website.
Your payment must be successfully authorised before your order can be processed and shipped.
Payment Authorisation
By placing an order, you confirm that:
- The payment information provided is accurate and complete.
- You are authorised to use the selected payment method.
- You have sufficient funds or available credit to complete the purchase.
If your payment is declined or cannot be authorised, your order may not be processed. You may need to use another payment method.
Order Confirmation
After a successful payment, you will receive an order confirmation email containing your order details.
Please review your order information carefully and contact us immediately if you notice any incorrect details.
Order confirmation does not guarantee acceptance if there are issues such as payment verification problems, pricing errors, or suspected fraudulent activity.
Pricing and Currency
All prices displayed on our website are shown in United States Dollars (USD) unless otherwise stated.
The final amount payable will be displayed at checkout before you complete your purchase.
Your bank or card issuer may apply additional charges, including foreign transaction fees or currency conversion fees, depending on your payment provider and account settings.
Chawla Emporium does not control these additional charges.
Payment Security
We take reasonable steps to protect your payment and personal information.
Payments are processed using secure payment technology designed to protect transaction information.
For your security, please do not send:
- Full card numbers
- Passwords
- Security codes
through email, social media, or other unsecured communication methods.
Refunds
If a refund is approved according to our Returns & Refunds Policy, the refund will normally be issued to the original payment method used for the purchase.
The time required for the refund to appear in your account depends on your bank, card issuer, or payment provider.
Failed or Duplicate Payments
If you believe you have:
- Been charged incorrectly
- Been charged more than once
- Experienced a payment error
please contact us as soon as possible.
We will review the transaction details and work with our payment provider when necessary to resolve the issue.
Contact Information
If you have any questions about payments or your order, please contact us:
Store Name: Chawla Emporium
Phone number: +1 916 393 6000
Email: support@chawlaemporium.us
Address: 5591 Sky Pkwy, Sacramento, CA 95823, United States
Business Hours:
Monday–Sunday: 10 AM–8 PM
Time Zone: (GMT-08:00) Pacific Standard Time (Los Angeles)
Response Time: We aim to respond to enquiries within 24 hours.
Discover your style. Feel confident. Shop Chawla Emporium.
his Payment Policy should be read together with our Terms & Conditions, Returns & Refunds Policy, Privacy Policy, and Shipping Policy.
